uob personal banking
uob personal banking
Blog Article
UOB Lender offers a number of private banking solutions designed to meet up with the economic requirements of people. Beneath is an intensive overview to assist you to recognize The important thing areas and offerings.
Different types of Accounts
Personal savings Account: This account enables you to spend less even though earning interest.
Characteristics: Easy accessibility, curiosity earnings, small fees.
Positive aspects: Safe place for your cash, possible progress through curiosity.
Latest Account: Perfect for every day transactions and controlling fees.
Attributes: Checkbook facility, overdraft safety.
Gains: Handy for regular payments and withdrawals.
Mounted Deposit Account: For the people looking to make increased fascination fees over a fixed period.
Functions: Mounted expression deposits, increased fascination premiums as compared to savings accounts.
Advantages: Secure investment decision alternative with predictable returns.
Loans
Individual Loans: Unsecured financial loans which might be useful for several uses like schooling or property renovation.
Varieties:
Installment Loans
Credit Strains
Added benefits: Versatile repayment phrases, competitive desire premiums.
Property Loans: Tailored methods for obtaining residence or refinancing existing home loans.
Forms:
Mounted Price Home Personal loan
Floating Fee Residence Loan
Gains: Unique programs to suit particular person needs, interesting charges.
Bank cards
UOB delivers a range of charge cards catering to distinct existence and shelling read more out habits:
Benefits Playing cards: Receive details on every single buy that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get income rebates on day to day shelling out such as groceries and dining out.
Vacation Playing cards: Particular Gains like air miles accumulation and travel insurance plan protection.
Investment decision Products and services
For individuals enthusiastic about growing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by professionals. * Appropriate for very long-term development aims.
Structured Deposits * Brings together the features of conventional deposits with expenditure products and solutions. * Potentially larger returns but with some chance included.
Coverage Products
To protect your self and your family towards unforeseen activities:
Daily life Insurance policies * Delivers money protection in the event of Loss of life or essential disease. * Also can serve as a financial savings Instrument according to the policy chosen.
Health Insurance * Handles clinical bills like hospitalization fees. * Essential for mitigating superior healthcare expenses.
Electronic Banking Expert services
Usefulness at your fingertips by means of digital platforms:
World-wide-web Banking
Means that you can deal with your finances on the net:
Look at account balances and transaction history
Transfer resources among accounts or pay costs
Make an application for new products (loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Rapid equilibrium checks
Cellular payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide personalised banking options that cater specially to person prerequisites although making sure comfort and protection in all transactions.